The company takes on the liability for the original mortgage. I do most of the hard work to keep costs down. Once the first flat is ready we have it re-valued and hopefully we can then re-mortgage to get more capital. We use part of that to service the debt and we don't sell until all of the building is finished so we realise the best prices," Gavin explained.He had omitted to explain that the cost of bringing each apartment up to the luxury standard he wanted would actually be closer to forty thousand. His plan was that the labour part of that would be hidden by paying cash, using the money from the drug houses. Everybody knows that labour costs are the biggest element of any job and Gavin planned to use that to launder the money he had."So how do we set up a company?" Glen asked.With that question Gavin knew his father was going to go for his plan."That's pretty straightforward. We need to fill in two forms for Companies House and then draw up a memorandum of association - that. Ira, this is Mike, he’s our new Boxing Instructor.“Pleased to meet you Mike. When you get done with your tour, please come see me; I have a bunch of employment forms for you to fill out.”“Over here is Cathy; she’s our computer guru. She’s in charge of cyber-security and her rules are to be followed without question. Our computers are our life blood, and the most vulnerable part of our business.”The small brunette looked up from her keyboard. “Hi Mike, I’m looking forward to working with you.”Mike was impressed with the firmness of her grip. He thought to himself, ‘she maybe petite, but she certainly appears to be athletically built’.“And this is Linda. She’s our receptionist and my personal administrative assistant. Linda keeps me grounded and on my toes at all times.”Getting up from her chair, Linda extended her hand in greeting. “It’s good to finally meet you Mike. Karla has been telling us all about you; it’s good to have a face to go along with the stories.”Mike was a little.
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