Now most of these fees are paid by the patient?s insurance plan, but deductibles and co-pays that a patient owes the doctor can range from a couple of hundred dollars to couple of thousand. All this depends on the mother?s insurance plan.As soon as the HMO or PPO settled their share of the payment for Dr. Sinclair?s services, Cindy would send a bill out to the patient for the remaining fee. Most patients paid this almost immediately. In 2003, a check of Dr. Sinclair?s accounts receivable showed that full payment was received within sixty days in over eight-five percent of these billings.The overdue accounts were the rest. If no payment was received from a patient or nothing written back to the doctor?s office explaining why payment couldn?t be made, accounts were put in the overdue directory after sixty days.Not all overdue accounts were what Cindy called deadbeats. Many of Dr. Sinclair?s patients were of humble means. If they called or wrote the doctor?s office and said they wanted. I got freshened up and when I got out of bathroom priya was standing there with a pair of clothes for me and she came close to me and whispered in my earsPriya-aj tum ye pehnoge.She always use to call me aap but today when she called me tum I was more excited and thought may be its starting of my new life.I was just lost in thoughts again when she handed me the dress and left. It was a pair of levis jeans and t-shirt with a waste coat. In this dress I was also looking more beautiful. I came out of the room and she just smiled looking to me and we left from our flat.In the parking I was about to go to my car when priya said suno bike se chalte hain na. I said ok and took my fz bike and she sat behind me with her legs on either side of bike and hold me tightly with her body hugging mine and her head on my shoulder.I was feeling her body rubbing against mine. I was really feeling very excited and was thinking is she the same girl with whom I was leaving from a complete year. Priya.
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